There are many options for travel insurance for seniors. AXA, GlobeHopper, USVisit-Pro, Medjet, and more are among the best. If you’re unsure which one is right for you, read on to discover more about these plans. There are numerous advantages to purchasing travel insurance, so it’s worth looking into them in detail. In addition to offering travel insurance coverage, these plans include medical emergency and trip cancellation assistance.
AXA
AXA travel insurance is the most popular insurance plan for seniors. It provides comprehensive medical benefits to in-network and out-of-network providers. AIG also offers 24/7 assistance to travelers. It offers different plans for all kinds of travel, including two-day vacations, cruise tours, and long-term vacations abroad. The company has been around since 2002 and offers comprehensive coverage for travelers of all ages and walks of life.
Its gold plan provides the best coverage for seniors on their travels. The policy covers up to EUR30,000 in medical expenses in all 26 member states of the Schengen area. Moreover, it covers up to $20,000 for medical expenses if you’re delayed for 12 hours. In comparison, many of its top competitors require at least six hours. Moreover, the plans provide many benefits and tips for travelers.
GlobeHopper
GlobeHopper travel insurance is designed specifically for senior travelers. The plans have different coverage levels and can be purchased both online and offline. They are underwritten by Sirius Specialty Insurance Corporation, which is rated A by Standard & Poor’s and A by A.M. Best. GlobeHopper offers a single-trip option for seniors, as well as a multi-trip option for frequent travelers.
A comprehensive travel medical insurance policy is a good choice for senior travelers. This plan covers 100% of in-network expenses after a deductible. It also provides coverage for acute onset of pre-existing conditions. Senior travelers can choose a deductible of $0 or up to $250. The coverage is very competitive, and it offers a variety of benefits for senior travelers. The price is also affordable, making GlobeHopper travel insurance the best option for seniors.
GlobeHopper travel insurance is designed for senior travelers, and has a no-age limit policy. You can buy a policy for up to 12 months or purchase a single-trip plan. You can even extend your coverage by purchasing a multi-trip policy. GlobeHopper travel insurance covers international and domestic flights, and is flexible enough to cover several trips within a year. It covers you for up to 30 days per trip, which is perfect for frequent travelers.
USVisit-Pro
Seniors who want to visit the US often want their parents to visit. Sometimes, they stay for an extended period of time. No matter what the reason, visitors insurance is essential to ensure a safe stay in the country. The typical plan will provide less coverage as a senior approaches 70 years of age. However, USVisit-Pro travel insurance for seniors is the best choice for older travelers.
Whether USVisit-Pro travel insurance is the best choice for seniors depends on their overall health and pre-existing medical conditions. Those in good health may want to choose a lower-cost plan that will still provide coverage for emergency situations. In addition, seniors should be sure to read the fine print of the policy and make sure it includes the features that are important to them. This way, they can ensure that they will be able to use the policy in case of an emergency.
Medjet
For those who are unable to afford traditional travel insurance, Medjet offers a multi-member plan for $399 USD. This plan covers the primary member, their spouse or domestic partner, and up to five dependent children. Medjet is primarily a medical evacuation company, so plans don’t cover trip cancellation or lost luggage. However, they do offer a range of optional benefits. For seniors, Medjet’s Silver, Gold, and Platinum plans are the most affordable and comprehensive travel insurance for seniors.
Unlike traditional travel insurance, Medjet’s policy has no pre-existing medical conditions exclusions. This is especially helpful for senior travelers who want to be sure that they’ll be taken to the right hospital should an emergency arise. You can view the entire policy here. The policy is also flexible when it comes to what activities are excluded. For example, some insurers will exclude high-risk activities like skydiving, bungee jumping, and extreme sports. But Medjet doesn’t limit its coverage to just those activities, and will provide transportation to the nearest facility.
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